Privacy Policy and Disclosure

COMPLIANCE DISCLOSURE

All written content on this site is for informational purposes only. Opinions expressed herein are solely those of Celia Brugge, Principal, Dogwood Financial Planning or her editorial staff. Information, resources and material offered are believed to be from reliable sources, and no representations are made as to their accuracy or completeness.

Dogwood Financial Planning has no control over the accuracy or content in websites found through external links found on this website. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Fee-only financial planning and investment advisory services are offered by Dogwood Financial Planning, a registered investment advisory firm in the states of Tennessee, Arkansas and Mississippi.

The presence of this website on the internet shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell securities or investment advisory services to residents of any state other than the states of Tennessee, Arkansas, or Mississippi or where otherwise legally permitted or where an exemption or exclusion from such registration exists.

We are legally empowered to provide investment advisory services to residents of Tennessee, Arkansas, Mississippi, and Louisiana.

Investment advisers, like all providers of personal financial services, are required by law to inform their clients of their policies regarding privacy of client information. Additionally, investment advisers have been and continue to be bound by professional standards of confidentiality that are even more stringent than those required by law.

We collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization. The categories of nonpublic personal information that we collect from a client depend upon the scope of the client engagement. It could include information about your personal finances, information about your health to the extent that it is needed for the planning process, information about transactions between you and third parties, and information from consumer reporting agencies.

For current and former clients, we do not disclose any nonpublic personal information obtained in the course of our practice except as required or permitted by law or authorized by you. Permitted disclosures, for instance, include providing information to our employees and, in limited situations, to unrelated third parties who need to know that information to assist us in providing services to you. In all such situations, we stress the confidential nature of information being shared. We limit access to information only to those who have a business or professional reason for knowing, and only to non-affiliated parties as permitted by law or authorized by you. We will also make information available to family members or others only with your written request. We never provide your personally identifiable information to mailing list vendors or solicitors under any circumstance.

We retain records relating to professional services that we provide so that we are better able to assist you with your professional needs in the future and in some cases, to comply with professional guidelines. In order to guard your nonpublic personal information, we maintain physical, electronic, and procedural safeguards that comply with our professional standards and state law.